PaystubProof.com

Paystubs for a Mortgage

Mortgage lenders require recent pay stubs to verify income. Generate professional, accurate earnings statements fast.

  • Underwriter-friendly. Standard ADP-style layout with full tax detail.
  • Year-to-date accuracy. YTD columns auto-calculated by pay period.
  • Multiple periods. Produce several stubs with the 3-pack.
Preview Only
CO.FILEDEPT.CLOCKVCHR.NO062
bvw2750881968571728172169

COMPANY NAME

(555) 555-5555

COMPANY ADDRESS

CITY, STATE ZIP

Social Security Number:XXX-XX-1234Taxable Marital Status:Single
EarningsRateHoursAmountYear To Date
Regular20.0080.001,600.0020,800.00
Gross Pay1,600.0020,800.00
DeductionStatutory
FICA - Medicare-23.20301.60
FICA - Social Security-99.201,289.60
Federal Tax-108.151,405.95
State Tax-0.000.00
Net Pay$1,369.45
Check-$1,369.45
Net Check$0.00

Earnings Statement

Period Beginning:06/14/2026Period Ending:06/27/2026Pay Date:06/27/2026

EMPLOYEE NAME

(555) 555-5555

EMPLOYEE ADDRESS

CITY, STATE ZIP

Other Benefits
and Information
This PeriodYear To Date

Home loans involve careful income verification, and lenders almost always request your most recent pay stubs alongside W-2s and tax returns. The pay stub confirms your current earnings and year-to-date income.

PaystubProof produces a clean, professional earnings statement with correctly calculated taxes and YTD totals in the format underwriters expect.

Frequently asked questions

How many pay stubs do mortgage lenders want?
Typically your most recent 30 days of pay stubs. Requirements vary by lender.
Do I still need W-2s and tax returns?
Usually yes — pay stubs are one part of a mortgage income file, not the whole thing.
Can self-employed borrowers use this?
Yes, though self-employed mortgages also rely heavily on tax returns and bank statements.

Create your professional paystub now

Accurate taxes, bank-safe formatting, instant PDF. Single stub $5.99 — or 3 for $14.99.

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