Paystubs for a Mortgage Refinance
Refinancing your home? Lenders re-verify income with recent pay stubs. Generate accurate, professional stubs fast.
- ✓Underwriter-friendly. ADP-style layout with complete tax detail.
- ✓YTD accuracy. Year-to-date columns calculated by pay period.
- ✓Multiple periods. Produce several stubs with the 3-pack.
Preview Only
CO.FILEDEPT.CLOCKVCHR.NO062
bvw2750881968571728172169
COMPANY NAME
(555) 555-5555
COMPANY ADDRESS
CITY, STATE ZIP
Social Security Number:XXX-XX-1234Taxable Marital Status:Single
EarningsRateHoursAmountYear To Date
Regular20.0080.001,600.0020,800.00
Gross Pay1,600.0020,800.00
DeductionStatutory
FICA - Medicare-23.20301.60
FICA - Social Security-99.201,289.60
Federal Tax-108.151,405.95
State Tax-0.000.00
Net Pay$1,369.45
Check-$1,369.45
Net Check$0.00
Earnings Statement
Period Beginning:06/14/2026Period Ending:06/27/2026Pay Date:06/27/2026
EMPLOYEE NAME
(555) 555-5555
EMPLOYEE ADDRESS
CITY, STATE ZIP
Other Benefits
and InformationThis PeriodYear To Date
and InformationThis PeriodYear To Date
A refinance is a new loan, so the lender re-verifies your income just like a purchase — and that means recent pay stubs alongside your W-2s and tax returns.
PaystubProof produces a clean, underwriter-friendly earnings statement with correctly calculated taxes and year-to-date totals, ready to add to your refinance file.
Frequently asked questions
- How many pay stubs are needed to refinance?
- Commonly your most recent 30 days of pay stubs, though requirements vary by lender and loan type.
- Is a refinance income check different from a purchase?
- The documentation is largely the same — pay stubs, W-2s, and tax returns to confirm current income.
- What about self-employed refinances?
- Those lean more on tax returns and bank statements; see our self-employed paystub page.
Create your professional paystub now
Accurate taxes, bank-safe formatting, instant PDF. Single stub $5.99 — or 3 for $14.99.
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